H.R. 7128 Passed the House Finance and Financial Sector

TRIA Program Reauthorization Act of 2026

To extend the Terrorism Risk Insurance Program, and for other purposes.

  1. Introduced
  2. Committee
  3. Passed House
  4. Passed Senate
  5. To President
  6. Became law
Sponsor Rep. Flood, Mike [R-NE-1] Introduced January 16, 2026 Cosponsors 4 (1 R, 3 D) Latest action July 13, 2026

Summary

TRIA Program Reauthorization Act of 2026
This bill reauthorizes the Terrorism Risk Insurance Program through 2034. The program covers a portion of the losses incurred by private insurers for property and casualty insurance coverage for terrorism risk.
The bill also increases the amount of property and casualty insurance losses required for certification under the program beginning in 2029 and provides statutory authority for Department of the Treasury public notification requirements regarding the determination process for whether an act qualifies as an act of terrorism under this program.

Summary by the Congressional Research Service, Library of Congress.

Congress.gov

Roll-call votes

Actions

  1. Jul 13, 2026 Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
  2. Jun 29, 2026 Motion to reconsider laid on the table Agreed to without objection.
  3. Jun 29, 2026 On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 373 - 15 (Roll no. 229). (text: CR H4273-4274)
  4. Jun 29, 2026 Considered as unfinished business. (consideration: CR H4302-4303)
  5. Jun 29, 2026 At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
  6. Jun 29, 2026 DEBATE - The House proceeded with forty minutes of debate on H.R. 7128.
  7. Jun 29, 2026 Considered under suspension of the rules. (consideration: CR H4273-4279)
  8. Jun 29, 2026 Mr. Flood moved to suspend the rules and pass the bill, as amended.
  9. Mar 19, 2026 Placed on the Union Calendar, Calendar No. 482.
  10. Mar 19, 2026 Reported (Amended) by the Committee on Financial Services. H. Rept. 119-561.
  11. Jan 22, 2026 Ordered to be Reported (Amended) by the Yeas and Nays: 51 - 2.
  12. Jan 22, 2026 Committee Consideration and Mark-up Session Held

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