H.R. 9639 Introduced Finance and Financial Sector

FAIR Credit Act

To amend the Fair Credit Reporting Act to restore the impaired credit of victims of predatory activities and unfair consumer reporting practices, to expand access to tools to protect vulnerable consumers from identity theft, fraud, or a related crime, and protect victims from further harm, and for other purposes.

  1. Introduced
  2. Committee
  3. Passed House
  4. Passed Senate
  5. To President
  6. Became law
Sponsor Rep. Tlaib, Rashida [D-MI-12] Introduced July 9, 2026 Cosponsors 3 (3 D) Latest action July 21, 2026

Summary

The Congressional Research Service has not published a summary of this bill yet.

Congress.gov

Actions

  1. Jul 21, 2026 Sponsor introductory remarks on measure. (CR H4694-4695)
  2. Jul 9, 2026 Referred to the House Committee on Financial Services.
  3. Jul 9, 2026 Introduced in House

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