H.R. 5284 Passed both chambers Social Welfare

Claiming Age Clarity Act

To require the Social Security Administration to make changes to the social security terminology used in the rules, regulation, guidance, or other materials of the Administration.

  1. Introduced
  2. Committee
  3. Passed House
  4. Passed Senate
  5. To President
  6. Became law
Sponsor Rep. Smucker, Lloyd [R-PA-11] Introduced September 10, 2025 Cosponsors 9 (6 R, 3 D) Latest action September 29, 2026

Summary

Claiming Age Clarity Act
This bill changes certain terms that are used by the Social Security Administration (SSA) to describe the ages at which a worker may claim Social Security retirement benefits.
First, the SSA must use minimum monthly benefit age instead of early eligibility age. This refers to the earliest age (62 under current law) at which a worker may claim benefits. (Currently, the benefit amount of a worker who claims benefits early is reduced to account for the longer period during which the worker is expected to receive benefits.)
Second, the SSA must use standard monthly benefit age instead of full retirement age and normal retirement age. These terms refer to the age at which a worker may claim benefits without a reduction in the benefit amount. (Currently, this age ranges from 65 to 67, depending on the worker's year of birth.)
Finally, the SSA must use the term maximum monthly benefit age for any reference to age 70 as the maximum age at which a worker may receive delayed retirement credits. The SSA may not use the term delayed retirement credit. These terms refer to the mechanism that increases the benefit amount of a worker who delays claiming benefits after reaching the full retirement age. (Currently, a worker receives a credit for each month between the full retirement age and age 70 that the worker delays claiming benefits. Each credit increases the benefit amount that the worker will receive after claiming benefits by a specified percentage.)

Summary by the Congressional Research Service, Library of Congress.

Congress.gov

Actions

  1. Sep 29, 2026 Passed Senate without amendment by Unanimous Consent. (consideration: CR S5184)
  2. Sep 29, 2026 Senate Committee on Finance discharged by Unanimous Consent.
  3. Dec 2, 2025 Received in the Senate and Read twice and referred to the Committee on Finance.
  4. Dec 1, 2025 Motion to reconsider laid on the table Agreed to without objection.
  5. Dec 1, 2025 On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H4937)
  6. Dec 1, 2025 DEBATE - The House proceeded with forty minutes of debate on H.R. 5284.
  7. Dec 1, 2025 Considered under suspension of the rules. (consideration: CR H4937-4938)
  8. Dec 1, 2025 Mr. Smith (MO) moved to suspend the rules and pass the bill, as amended.
  9. Oct 3, 2025 Placed on the Union Calendar, Calendar No. 283.
  10. Oct 3, 2025 Reported (Amended) by the Committee on Ways and Means. H. Rept. 119-330.
  11. Sep 17, 2025 Ordered to be Reported in the Nature of a Substitute (Amended) by the Yeas and Nays: 41 - 1.
  12. Sep 17, 2025 Committee Consideration and Mark-up Session Held

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