H.R. 3174 Passed the House Commerce

Made in America Manufacturing Finance Act

To increase loan limits for loans made to small manufacturers, and for other purposes.

  1. Introduced
  2. Committee
  3. Passed House
  4. Passed Senate
  5. To President
  6. Became law
Sponsor Rep. Williams, Roger [R-TX-25] Introduced May 1, 2025 Cosponsors 12 (12 R) Latest action May 13, 2026

Summary

Made in America Manufacturing Finance Act
This bill increases the maximum loan amounts available to small manufacturers under the Small Business Administration's 7(a) and 504 loan programs.
In particular, the bill generally doubles the maximum loan amount for small manufacturers under the 7(a) program and the bill increases the maximum loan amount for small manufacturers under the 504 program from $5.5 million to $10 million.
Generally, 7(a) loans provide short- and long-term working capital which can be used for expenses such as operational needs. 504 loans provide financing for major fixed assets such as new facilities.

Summary by the Congressional Research Service, Library of Congress.

Congress.gov

Actions

  1. May 13, 2026 Committee on Small Business and Entrepreneurship. Hearings held.
  2. Dec 4, 2025 Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 283.
  3. Dec 4, 2025 Senate vitiated previous action of 12/02/2025 by Unanimous Consent.
  4. Dec 2, 2025 Received in the Senate and Read twice and referred to the Committee on Finance.
  5. Dec 1, 2025 Motion to reconsider laid on the table Agreed to without objection.
  6. Dec 1, 2025 On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H4912)
  7. Dec 1, 2025 DEBATE - The House proceeded with forty minutes of debate on H.R. 3174.
  8. Dec 1, 2025 Considered under suspension of the rules. (consideration: CR H4912-4913)
  9. Dec 1, 2025 Mr. Williams (TX) moved to suspend the rules and pass the bill, as amended.
  10. Aug 15, 2025 Placed on the Union Calendar, Calendar No. 182.
  11. Aug 15, 2025 Reported (Amended) by the Committee on Small Business. H. Rept. 119-224.
  12. Jul 22, 2025 Ordered to be Reported (Amended) by Voice Vote.

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