H.R. 10097 Introduced Education

Earn to Learn Act

To establish a matched savings program for low-income students.

  1. Introduced
  2. Committee
  3. Passed House
  4. Passed Senate
  5. To President
  6. Became law
Sponsor Rep. Lee, Susie [D-NV-3] Introduced August 13, 2026 Cosponsors 3 (2 R, 1 D) Latest action August 13, 2026

Summary

Earn to Learn Act
This bill directs the Department of Education (ED) to establish a postsecondary education match savings account demonstration grant program, through which ED must award competitive grants to states and nonprofit organizations to provide certain low-income students with postsecondary education match savings accounts (e.g., 529 plans).
Further, ED must (1) develop and make available to grant recipients certain tools, including a training platform, a program guide, an online data portal, and certain trainings (e.g., on workforce readiness); (2) ensure that participation in the grant program does not affect student eligibility for Federal Pell Grants; and (3) provide technical assistance.
Grant recipients must use funds to (1) select eligible students to participate in the grant program, (2) provide selected students with financial literacy education, (3) establish a postsecondary education match savings account for each participating student and allow such students and their families to deposit funds in their account to save for attendance at an institution of higher education or an area career and technical education school, and (4) reserve matching funds for participating students. Additionally, grant recipients must ensure that participating students are entitled to withdraw funds from their accounts under certain circumstances.

Summary by the Congressional Research Service, Library of Congress.

Congress.gov

Actions

  1. Aug 13, 2026 Referred to the House Committee on Education and Workforce.
  2. Aug 13, 2026 Introduced in House

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