Install
HELPER Act of 2025
A bill to amend the National Housing Act to establish a mortgage insurance program for first responders, and for other purposes.
- Introduced
- Committee
- Passed Senate
- Passed House
- To President
- Became law
Summary
Homes for Every Local Protector, Educator, and Responder Act of 2025 or the HELPER Act of 2025
This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.
Summary by the Congressional Research Service, Library of Congress.
Actions
- Mar 12, 2025 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
- Mar 12, 2025 Introduced in Senate
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