S. 3816 Introduced Health

Repair Abuses of MSP Payments (RAMP) Act

A bill to amend title XVIII of the Social Security Act to permit a private cause of action for damages in the case of a group health plan which fails to provide for primary payment or appropriate reimbursement.

  1. Introduced
  2. Committee
  3. Passed Senate
  4. Passed House
  5. To President
  6. Became law
Sponsor Sen. Scott, Tim [R-SC] Introduced February 10, 2026 Cosponsors 1 (1 D) Latest action February 10, 2026

Summary

Repair Abuses of MSP Payments (RAMP) Act
This bill restricts the private right of action against insurance plans that do not provide appropriate primary payment in cases in which Medicare is a secondary payer.
Current law allows for a private right of action against primary plans that do not provide appropriate primary payment in cases in which Medicare is a secondary payer; this provision applies to group health plans, workers' compensation plans, automobile or liability insurance plans, and no-fault insurance plans. The bill limits this provision to group health plans.

Summary by the Congressional Research Service, Library of Congress.

Congress.gov

Actions

  1. Feb 10, 2026 Read twice and referred to the Committee on Finance.
  2. Feb 10, 2026 Introduced in Senate

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