S. 2074 Passed the Senate Finance and Financial Sector

Servicemembers’ Credit Monitoring Enhancement Act

A bill to amend the Fair Credit Reporting Act to expand the definition of an active duty military consumer for purposes of certain credit monitoring requirements, and for other purposes.

  1. Introduced
  2. Committee
  3. Passed Senate
  4. Passed House
  5. To President
  6. Became law
Sponsor Sen. Klobuchar, Amy [D-MN] Introduced June 12, 2025 Cosponsors 3 (2 R, 1 D) Latest action March 16, 2026

Summary

Servicemembers' Credit Monitoring Enhancement Act
This bill makes available to all members of the Armed Forces free electronic credit monitoring, regardless of their duty status. (This service is currently available only to those on active duty.)

Summary by the Congressional Research Service, Library of Congress.

Congress.gov

Actions

  1. Mar 16, 2026 Held at the desk.
  2. Mar 16, 2026 Received in the House.
  3. Mar 16, 2026 Message on Senate action sent to the House.
  4. Mar 5, 2026 Passed Senate without amendment by Unanimous Consent. (consideration: CR S877-878; text: CR S877-878)
  5. Mar 5, 2026 Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent.
  6. Mar 5, 2026 Senate Committee on Banking, Housing, and Urban Affairs discharged by Unanimous Consent.
  7. Jun 12, 2025 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
  8. Jun 12, 2025 Introduced in Senate

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