S. 1545 Introduced Finance and Financial Sector

Repeatedly Flooded Communities Preparation Act

A bill to amend the National Flood Insurance Act of 1968 to ensure community accountability for areas repeatedly damaged by floods, and for other purposes.

  1. Introduced
  2. Committee
  3. Passed Senate
  4. Passed House
  5. To President
  6. Became law
Sponsor Sen. Scott, Tim [R-SC] Introduced April 30, 2025 Cosponsors 1 (1 D) Latest action May 1, 2025

Summary

Repeatedly Flooded Communities Preparation Act
This bill establishes requirements for a community that participates in the National Flood Insurance Program and has been repeatedly flooded.
Specifically, a community that has been repeatedly flooded, as specified by the bill, must (1) assess the continuing risks to community areas repeatedly damaged by floods; and (2) develop and implement a publicly available, community-specific plan for mitigating continuing flood risks to such areas.
The Federal Emergency Management Agency (FEMA) must, upon request, provide a community with appropriate data to assist in preparation of the required plan.
In making decisions with respect to awarding flood risk mitigation grants, FEMA may consider the extent to which a community has complied with these requirements and is working to remedy problems with repeatedly flooded areas.
A community that does not comply with these requirements may be subject to sanctions, including suspension from the program.

Summary by the Congressional Research Service, Library of Congress.

Congress.gov

Actions

  1. May 1, 2025 Committee on Banking, Housing, and Urban Affairs. Hearings held.
  2. Apr 30, 2025 Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
  3. Apr 30, 2025 Introduced in Senate

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