H.R. 2130 Reported by committee Native Americans

Tribal Trust Land Homeownership Act of 2025

To require the Bureau of Indian Affairs to process and complete all mortgage packages associated with residential and business mortgages on Indian land by certain deadlines, and for other purposes.

  1. Introduced
  2. Committee
  3. Passed House
  4. Passed Senate
  5. To President
  6. Became law
Sponsor Rep. Johnson, Dusty [R-SD-At Large] Introduced March 14, 2025 Cosponsors 7 (4 R, 3 D) Latest action February 23, 2026

Summary

Tribal Trust Land Homeownership Act of 2025
This bill sets forth requirements for the processing of a proposed residential leasehold mortgage, business leasehold mortgage, land mortgage, or right-of-way document by the Bureau of Indian Affairs (BIA). The BIA must notify lenders upon receipt of such documentation, perform a preliminary review of such documents not later than 10 days after receipt, and approve or disapprove of such documents within 20 or 30 days, depending on the type of application.
Additionally, the bill sets forth requirements for the BIA regarding (1) response times for the completion of certified title status reports, (2) notification of delays in processing, and (3) the form of notices and delivery of certain reports.
The bill also provides relevant federal agencies and Indian tribes with read-only access to the Trust Asset and Accounting Management System maintained by the BIA.
The Government Accountability Office must report on digitizing documents for the purpose of streamlining and expediting the completion of mortgage packages for residential mortgages on Indian land.
Finally, the bill establishes within the BIA's Division of Real Estate Services the position of Realty Ombudsman.

Summary by the Congressional Research Service, Library of Congress.

Congress.gov

Actions

  1. Feb 23, 2026 Placed on the Union Calendar, Calendar No. 439.
  2. Feb 23, 2026 Reported by the Committee on Natural Resources. H. Rept. 119-513.
  3. Jan 22, 2026 Ordered to be Reported by Unanimous Consent.
  4. Jan 22, 2026 Committee Consideration and Mark-up Session Held
  5. Jan 22, 2026 Subcommittee on Indian and Insular Affairs Discharged
  6. May 20, 2025 Subcommittee Hearings Held
  7. May 13, 2025 Referred to the Subcommittee on Indian and Insular Affairs.
  8. Mar 14, 2025 Referred to the House Committee on Natural Resources.
  9. Mar 14, 2025 Introduced in House

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