News
Inherited Retirement Accounts: What You Need To Know Now
59+ min ago (1020+ words) Planning for inherited retirement accounts used to be different. In many cases, beneficiaries could stretch distributions over their own life expectancy, which allowed for tax deferral and spread the income tax bill over years, or even decades, when IRAs were…...
The 4% Rule Isn't Actually a Rule, Says Its Creator
9+ hour, 20+ min ago (317+ words) Bill Bengen, the creator of the 4% rule, has updated his original calculations several times. If you want your portfolio to last for at least 30 years, the 4% rule says you can safely withdraw 4% of your portfolio the first year of retirement,…...
Trump Accounts and the Stock Donation Debate: What the Law Actually Says " and What Is Still Unsettled
2+ day, 21+ hour ago (435+ words) Section 530 A, added to the Internal Revenue Code by the OBBBA on July 4, 2025, establishes Trump Accounts as a type of traditional individual retirement account for minors. The key statutory features are as follows. Any U. S. citizen under age 18 with a valid…...
4 Reasons Financial Education Is Failing Gen Z (And Money Stress Is High) - AOL
2+ day, 19+ hour ago (535+ words) With every next generation, you would assume that financial literacy has increased thanks to learning from the previous one. However, despite growing up with more access to money tools, apps and online advice than any generation before them, Gen Z…...
Opinion: A better way forward for retirement savings in Iowa | Guest Columnists
18+ hour, 2+ min ago (527+ words) There is good news and bad news when it comes to retirement savings today. The good news: President Donald Trump has elevated the national conversation around retirement security with a recent executive order to establish a government website where people…...
Federal Reserve Data Reveals Americans Face Severely Low Retirement Balances
1+ day, 15+ min ago (278+ words) Many Americans are facing a precarious financial future as median retirement account balances remain dangerously low across all age groups. This shortfall puts countless individuals at risk of running out of money during their later years. According to recent data…...
Gen X faces retirement delay: nearly 50% can't retire on schedule due to inflation
22+ hour, 40+ min ago (449+ words) Chris Martin is a US economics and current affairs journalist covering the intersection of policy, markets, and everyday financial life. With a background in financial reporting and a sharp eye for the stories behind the numbers, Chris brings clarity to…...
Gen X is drowning in debt as retirement savings fall short " Mogaz
1+ day, 1+ hour ago (274+ words) Gen X is quietly drowning in debt, and the numbers show why the pressure feels so personal in 2025. The average Gen Xer with outstanding student loans owed over $38, 000 this year, more than Millennials at roughly $33, 000 and far above Gen Z…...
Trump IRA. gov Is Coming in 2027. What the New Retirement Account Means for Workers Without a 401(k)
1+ day, 1+ hour ago (27+ words) Key Points The Trump IRA. gov website is scheduled to launch in 2027. It will promote a new Federal Saver's Match that could benefit many workers. The $23, 760...
4% Rule Updated: New 4. 7% Retirement Guideline by Bill Bengen - News and Statistics
23+ hour, 47+ min ago (281+ words) Financial adviser Bill Bengen introduced a retirement guideline known as the 4% rule back in 1994, according to the SOURCE. That rule has now been updated. The original 4% rule advised retirees to spend 4% of their savings in the first year of retirement,…...