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Mortgage credit score changes raise gamification concerns
6+ hour, 3+ min ago (317+ words) Mortgage executives say adding lender choice between FICO 10 T and Vantage Score 4. 0 could enable gamification and adverse selection. They expect the GSEs to adjust LLPA grids to replace lost fee revenue, shifting costs back to borrowers." AI Summary Mortgage industry…...
Record number of Americans say their financial outlook is "getting worse
12+ hour, 14+ min ago (481+ words) Health Secretary RFK Jr, CMS Administrator Mehmet Oz, and FDA Commissioner Marty Makary announce efforts on lowering drug costs for Americans. WASHINGTON - A record share of Americans say their financial situation is getting worse, as rising living costs continue to…...
Small debts, big consequences: The financial burden many overlook
5+ hour, 43+ min ago (525+ words) Learn about the racial wealth gap and the impact of small, unpaid fines on credit scores. Find out your rights and tips to tackle debt....
Firm targets trust deficit in lending with data-driven credit system
9+ hour, 46+ min ago (396+ words) A financial technology platform, Credi Sure, is seeking to address persistent trust gaps in lending systems by introducing a data-driven framework designed to improve credit assessment and decision-making. In a statement, the platform said lack of trust remains a major…...
City regulator reviewing whether APRs help consumers understand borrowing costs
2+ hour, 38+ min ago (529+ words) The Financial Conduct Authority (FCA) is looking into whether APRs help people to understand borrowing costs and is seeking views on whether it should change the way these are communicated in credit advertising. APRs indicate the yearly cost of borrowing,…...
5 shocking credit card statistics in 2026 (and how to avoid becoming one)
13+ hour, 41+ min ago (291+ words) Caledonian Record Person holding a credit card to purchase online. 5 shocking credit card statistics in 2026 (and how to avoid becoming one) Javascript is required for you to be able to read premium content. Please enable it in your browser settings....
Survey: One in three Americans with credit cards say they have too many
11+ hour, 18+ min ago (158+ words) timesdaily. com The ideal mix of credit cards looks different for everyone, so it can be tough to know how many cards are too many. Javascript is required for you to be able to read premium content. Please enable it…...
Best Visa credit cards
11+ hour, 43+ min ago (58+ words) In this article published April 28, 2026, on Wallet Hub: " Ives Machiz, clinical assistant professor of finance ASU finance professor compares the benefits and drawbacks of owning a VISA credit card. Choosing the right credit card after graduation can set the foundation…...
Lenders turn to AI for collections and customer acquisitions
10+ hour, 46+ min ago (232+ words) The Economic Times Lenders are increasingly deploying artificial intelligence for collections and customer acquisition as they brace for disruption from an intensifying summer heatwave across large parts of India. Segments such as microfinance, gold loans, and lending to the self-employed…...
Issuers Use Alerts to Win Gen Z Card Loyalty
10+ hour, 38+ min ago (601+ words) Gen Z leads in enabling real-time alerts, sending a signal for issuers" strategies. Card apps now shape daily behavior, not just account management. Push notifications are becoming the primary engagement lever for retention. Credit card apps have moved from a…...