5+ hour, 15+ min ago  (124+ words) Bloomberg Law News All Children's Health System Inc. filled its retirement plans with underperforming target-date funds and more expensive shares of mutual funds, resulting in "massive lost earnings" to investors in violation of federal benefits law, according to a new…...

9+ hour, 22+ min ago  (670+ words) Retirees with money in a traditional IRA or 401(k) must eventually take required minimum distributions (RMDs). Those mandatory withdrawals can be a burden in more ways than one. Rather than bemoan RMDs, I plan to use them to enhance my life....

10+ hour, 42+ min ago  (448+ words) Don't be late taking your RMD, as the penalty is severe. Think through the tax implications of your RMDs. There are some moves you might make to reduce your tax bill with RMDs. Anyone who is (sensibly!) socking money away…...

12+ hour, 6+ min ago  (22+ words) EIN News Gen Z Interest in Life Insurance Rising in Urban States...

14+ hour, 5+ min ago  (364+ words) For many young adults, retirement feels like a distant concern'something to think about decades from now. With student loans, rising living costs, and the desire to enjoy life today, saving for retirement often falls to the bottom of the priority…...

10+ hour, 1+ min ago  (471+ words) Married couples have a unique opportunity to maximize their household Social Security benefits by coordinating their claiming strategies. But too often, couples treat the decision about when to apply for benefits as an individual one, and they wind up with…...

15+ hour, 5+ min ago  (276+ words) sekbernews. id Choosing between a lump sum cash-out or a lifetime monthly payout remains a critical decision for individuals eligible for a corporate pension, as reported by Detik Finance Private sector companies have largely abandoned traditional pensions, moving the retirement…...

15+ hour, 35+ min ago  (630+ words) A Roth IRA's contributions are always tax-free to withdraw, but earnings require the account to be open 5 years before qualifying. Surviving spouses can roll an inherited Roth into their own account, preserving the original holding period and avoiding a full…...

16+ hour, 7+ min ago  (740+ words) Modern and LGBTQ+ partnerships are reshaping commitment, complexity and the need for more intentional financial planning structures. Today's couples often build deeply intertwined lives long before, after or without marriage. They share homes, combine expenses, raise children, support aging parents…...

15+ hour, 57+ min ago  (1074+ words) Unsure how to save for a child's future? Here's a look at the most common account types for starting their nest egg, even if you don't know what they'll need at 18. What is the best way to save money for…...