1+ day, 14+ hour ago  (195+ words) Key Points A Roth conversion could help you minimize RMDs and avoid other unwanted consequences. It's important to time that conversion carefully for...

1+ day, 9+ hour ago  (328+ words) Key Points Make a habit of regular retirement account contributions, and claim catch-up contributions if you can. Delaying Social Security could increase...

1+ day, 11+ hour ago  (105+ words) Key Points Figure out what your monthly expenses look like. Decide how much months or years of protection you want. Factor in upcoming costs that could catch...

1+ day, 21+ hour ago  (28+ words) Key Points Don't be late taking your RMD, as the penalty is severe. Think through the tax implications of your RMDs. There are some moves you might make to...

1+ day, 18+ hour ago  (180+ words) Key Points Social Security is in trouble, but it won't run out of money completely. Your Social Security claiming age may affect your spouse and other...

1+ day, 20+ hour ago  (67+ words) Key Points If you claim Social Security before reaching full retirement age, you'll reduce your monthly benefits for life. Not adjusting retirement plan...

2+ day, 21+ hour ago  (173+ words) Key Points Social Security's trust fund that pays retirement benefits is expected to run dry by 2032. Benefits can continue once that money runs out, but...

3+ day, 8+ hour ago  (83+ words) Key Points Social Security rules can be complicated. If you're under your full retirement age, not following one particular rule could put you at risk of...

4+ day, 5+ hour ago  (26+ words) Key Points Roth IRAs don't have RMDs; only tax-deferred accounts do. Your RMD depends on your account balance and your age. Consider spreading your RMD out...

5+ day, 8+ hour ago  (25+ words) Key Points Unexpected health issues or job losses are the main causes of earlier-than-planned retirements. For best results, plan for the worst. .. just in...