News
Stablecoins and wallets are being redesigned for systems where humans are no longer the primary users
3+ hour, 24+ min ago (559+ words) What happens when money no longer moves between people at all? They are building different layers of the same emerging stack. One is building programmable digital money for AI agents. The other is building the wallets and transaction rails that…...
The Week in Market Moves | May 714, 2026
3+ day, 5+ hour ago (345+ words) Tearsheet The Week in Market Moves | May 714, 2026 - This analysis tracks recent specific company developments and how markets responded, anchored to Thursday's close. - Last week's prominent moves came from So Fi, Remitly, Coinbase, Affirm, and Chase. This analysis tracks the top…...
Affirm bets on banks, bots, and Shopify to reach $100 billion in GMV
2+ day, 1+ hour ago (257+ words) Tearsheet Affirm bets on banks, bots, and Shopify to reach $100 billion in GMV - Affirm has unveiled three major growth bets, embedding BNPL into bank apps via Affirm Edge, deepening its exclusive global Shopify partnership, and early positioning in AI-driven agentic…...
BNPL moves into the conversation layer of commerce
5+ day, 23+ hour ago (180+ words) Tearsheet BNPL moves into the conversation layer of commerce - Affirm and Klarna are embedding installment payments into Google Search and the Gemini app through Google Pay. - Agentic commerce is growing rapidly, affecting consumption habits with each improvement. The tools assisting…...
Citi's AI teammate signals a new model for wealth management
5+ day, 23+ hour ago (370+ words) Citi has launched an always-on, AI-powered member of its Wealth team that can engage in conversation, respond in real time, and surface insights instantly. If AI becomes the front door to wealth management, banks don't just face a UX problem;…...
Letter from the Editor: We keep giving small businesses more tools when what they want is relief
6+ day, 3+ hour ago (866+ words) Introducing our new "Letter from the Editor" series featuring exclusive insight and opinion-driven analysis from Tearsheet editor Sara Khairi. The focus is to link ideas, question assumptions, and track shifts across both mature and emerging trends in financial services. I…...
What Citi Sky says about the reinvention of client relationship models in wealth management
1+ week, 3+ hour ago (276+ words) Tearsheet What Citi Sky says about the reinvention of client relationship models in wealth management - Citi Wealth has launched Citi Sky, an AI teammate built with Google Cloud and Google Deep Mind that responds and surfaces insights in real time....
Micro Case Study: Lending Club's Identity Shift - When the business outgrew the brand
1+ week, 5+ day ago (373+ words) Lending Club is rebranding its digital bank as Happen Bank to reflect an evolution already underway. What started as marketplace lending has steadily evolved into a full digital bank, where checking, savings, credit, and CDs now operate inside one connected…...
The Week in Market Moves
1+ week, 5+ day ago (342+ words) Tearsheet The Week in Market Moves - This analysis tracks recent specific company developments and how markets responded, anchored to Thursday's close. - Last week's prominent moves came from Chime, Robinhood, Intuit, American Express, and Chase. This analysis tracks notable company developments…...
Green Dot and the case to make financial experiences feel calmer
1+ week, 5+ day ago (229+ words) Money doesn't usually create confusion at the point of action. It creates confusion in the pause that follows: when something has technically been done, but not yet fully understood. A transfer completes, a balance updates, a transaction clears, and still…...