News
Foundation relaunches pound-for-pound remos and cuts PT rates
2+ hour, 55+ min ago (262+ words) The two-year fixed pound-for-pound remortgage is available at 75% loan to value (LTV) at a rate of 3. 99% with a 4% fee. It has a free standard valuation and no application dee." The interest coverage ratio (ICR)"is assessed at 125% for all applicants,…...
Miles joins The UK Adviser Group to drive growth
6+ hour, 18+ min ago (297+ words) The firm said his appointment reflected its goals of creating an integrated finance ecosystem, bringing together advisory, finance and lending operations." Founded by Maxim Cohen and led by Andrea Abraham, group operations director, The UK Adviser Group has developed into…...
Atom cuts rates on Prime mortgage range again
5+ hour, 53+ min ago (199+ words) Rates start at 5. 14% for two- and three-year fixed rates at up to 85% loan to value (LTV), with a "900 product fee, down from 5. 29%. Its lowest fee-free rate at 0-85% LTV starts at 5. 34%. For five-year fixes, rates start at 5. 19% with a "900 product fee....
In a digital world, conversations still matter " Rubins
5+ hour, 8+ min ago (494+ words) Then thousands of people travelled to Birmingham on 10 June for the'National Association of Commercial Finance Brokers (NACFB)'Commercial Finance Expo and spent an entire day talking to each other. On the face of it, that seems slightly contradictory.' The industry…...
Lenders expect mortgage demand to slide in Q3 despite Q2 rise " Bo E
6+ hour, 58+ min ago (438+ words) The Bank of England's Credit Conditions Survey'found that lenders gave a score of 14. 9% for the level of demand seen in the second quarter, while returning a reading of negative 23. 2% for Q3, suggesting a notable drop in demand.' Lenders expected activity to…...
Halifax Intermediaries changing to Lloyds in 2027 as brand retires
1+ day, 2+ hour ago (353+ words) Its buy-to-let brand BM Solutions will also become Lloyds Intermediaries, though no date has been set for this change. As part of the transition, Halifax has announced broker commitments with Lloyds Intermediaries. From 7 July 2026, brokers will have access to the…...
Accord intros dedicated larger loan service; Hope Capital improves resi range " round-up
1+ day, 21+ min ago (388+ words) The new service has been introduced following a small-scale'pilot, and'will see brokers automatically'allocated'a specialist underwriter at the decision in principle (DIP) stage. This underwriter will remain with the broker through to completion to provide support, continuity and faster decision making....
Gen H and Atom Bank give boost to 95% mortgage borrowers " round-up
2+ day, 3+ min ago (295+ words) Gen H has cut its New Build Boost rate by 15 basis points (bps) to 6. 14%, which applies to the 80% main mortgage. Borrowers are required to contribute a 5% deposit, with the remaining 15% made up of shared equity interest-free loan. The lender said…...
Brokers should challenge lenders to find solutions for borrowers " Aldermore video
2+ day, 20+ min ago (360+ words) During Aldermore's Mortgage Market Insight, in collaboration with Mortgage Solutions, Jon Cooper, director of property distribution at Aldermore, said that over the years lenders had brought out high-loan-to-value (LTV) options, appetite had increased and there were more opportunities for borrowers…...
Paragon offers landlords "1, 000 cashback
2+ day, 1+ hour ago (219+ words) The cashback applies across a selection of products for single self-contained properties, as well as houses in multiple occupation (HMOs) and multi-unit blocks (MUBs). The range includes both percentage fee and nil-fee options, alongside free valuation, with the "1, 000 cashback paid…...