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Americans with employer health coverage pay a lot for care

https://www.cnn.com/2019/02/12/health/employer-health-insurance-study/
See More From: cnn.com   ( Health & Fitness > Health Headlines )

Feb 12, 2019 4:27 AM 2+ mon ago

Employer health plans cover less than you think, study finds

(CNN)Employer health insurance, which covers half of Americans, is held up to be the gold standard of coverage. But even those with job-based plans can face big bills for doctors' visits and drugs, two new studies have found.

Workers and their families who sought care shelled out an average of nearly $1,200 in out-of-pocket costs in 2017, according to a report published Tuesday by the Health Care Cost Institute. This spending, which includes deductibles, copays and co-insurance, is up nearly 15% from five years earlier.

Health care spending continues to grow faster than inflation and the economy as a whole. But the increase is fueled mainly by higher prices rather than more usage, said Niall Brennan, the institute's CEO. And those in employer-based plans are not immune.

"Working Americans and their families are using the same of fewer health care services, yet ...

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